| Activity Name | Covered | Additional Premium |
|---|
| Abseiling (within organiser's guidelines) | Y | 25% |
| Administrative (clerical or professional occupations) | Y | 0% |
| Aerobics | Y | 0% |
| Archery | Y | 0% |
| Badminton | Y | 0% |
| Banana boating | Y | 0% |
| Base jumping | N | 0% |
| Baseball | Y | 0% |
| Basketball | Y | 0% |
| Black water rafting | N | 0% |
| Bob sleigh | N | 0% |
| Body boarding (boogie boarding) | Y | 0% |
| Bowls | Y | 0% |
| Boxing | N | 0% |
| Bungee jumping (within organiser's guidelines) | Y | 100% |
| Camel riding (no personal liability cover) | Y | 0% |
| Canoeing (grade 4 and above rivers) | N | 0% |
| Canoeing (up to grade 2 rivers) | Y | 0% |
| Canoeing (up to grade 3 rivers) | Y | 50% |
| Canyoning | N | 0% |
| Cave diving | N | 0% |
| Clay pigeon shooting (no liability cover) | Y | 0% |
| Climbing (on climbing wall only) | Y | 0% |
| Cricket | Y | 0% |
| Croquet | Y | 0% |
| Curling | Y | 0% |
| Cycling (no racing) | Y | 0% |
| Cycling (racing) | Y | 50% |
| Deep sea fishing | Y | 0% |
| Dinghy sailing (no liability cover) | Y | 0% |
| Dragon boat racing | N | 0% |
| Dry slope skiing | Y | 0% |
| Elephant riding (no liability cover) | Y | 0% |
| Expeditions | N | 0% |
| Fencing | Y | 0% |
| Fishing | Y | 0% |
| Flying (as a passenger) | Y | 0% |
| Flying (not as a passenger) | N | 0% |
| Football (amateur only) | Y | 0% |
| Free diving | N | 0% |
| Fruit and vegatable picking | Y | 25% |
| Glacier walking | Y | 0% |
| Gliding (no cover for crewing or piloting) | N | 0% |
| Go karting (within organiser's guidelines and no liability cover) | Y | 0% |
| Golf | Y | 0% |
| Gymnastics | Y | 25% |
| Hang gliding | Y | 100% |
| Heptathlon | Y | 50% |
| Hiking | Y | 0% |
| Hockey | Y | 25% |
| Horse riding (excl. competitions, racing, jumping and hunting) | Y | 0% |
| Hot air ballooning (organised pleasure rides only) | Y | 0% |
| Hunting | N | 0% |
| Ice skating | Y | 0% |
| Jet skiing (no racing or liability cover) | Y | 0% |
| Jogging | Y | 0% |
| Judo | Y | 100% |
| Karate | Y | 100% |
| Kayaking (grade 4 and above rivers) | N | 0% |
| Kayaking (up to grade 2 rivers) | Y | 0% |
| Kayaking (up to grade 3 rivers) | Y | 50% |
| Kite surfing | N | 0% |
| Luge | N | 0% |
| Manual work (but not including the use of tools and machinery) | Y | 50% |
| Marathon running | Y | 25% |
| Martial arts (not otherwise listed) | N | 0% |
| Microlighting | Y | 100% |
| Motor rallies / competitions | N | 0% |
| Mountaineering (requiring the use of guides or ropes) | N | 0% |
| Netball | Y | 0% |
| Occasional light manual work (but not including the use of tools and machinery) | Y | 50% |
| Orienteering | Y | 0% |
| Parachuting | N | 0% |
| Parascending - over water | Y | 25% |
| Professional sports | N | 0% |
| Quad biking (no liability cover) | Y | 0% |
| Rafting | N | 0% |
| Rap jumping (within organiser's guidelines) | Y | 25% |
| Retail trade including manual work (not including the use of tools and machinery) | Y | 25% |
| Ringos | Y | 0% |
| Roller skating and blading (wearing pads and helmet) | Y | 0% |
| Rounders | Y | 0% |
| Rowing (except racing) | Y | 0% |
| Rugby | Y | 100% |
| Running (non-competitive and not marathon) | Y | 0% |
| Safari trekking (must be organised tour) | Y | 0% |
| Sailing (if qualified and no liability cover) | Y | 0% |
| Scuba diving below 40 metres | N | 0% |
| Scuba diving to 18 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone) | Y | 0% |
| Scuba diving to 30 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone) | Y | 50% |
| Scuba diving to 40 metres (if qualified scuba diver or accompanied by qualified instructor and not diving alone) | Y | 100% |
| Shooting (within organiser's guidelines) | Y | 0% |
| Skateboarding (wearing pads and helmets) | Y | 0% |
| Ski - acrobatics | N | 0% |
| Ski - blading | Y | 0% |
| Ski - dooing | Y | 50% |
| Ski flying | N | 0% |
| Ski jumping | N | 0% |
| Ski randonee | N | 0% |
| Ski stunting | N | 0% |
| Skiing | Y | 0% |
| Skiing - cross country | Y | 100% |
| Skiing - freestyle | N | 0% |
| Skiing - glacier | N | 0% |
| Skiing - mono | Y | 0% |
| Skiing - off piste with a guide | Y | 0% |
| Skiing - para | N | 0% |
| Sky diving | N | 0% |
| Sky surfing | N | 0% |
| Sledging | Y | 0% |
| Small bore target shooting (within organiser's guidelines and liability cover) | Y | 0% |
| Snorkeling | Y | 0% |
| Snow biking | Y | 50% |
| Snow boarding | Y | 0% |
| Snow mobiling | Y | 50% |
| Softball | Y | 0% |
| Squash | Y | 0% |
| Superintendance of manual work | Y | 25% |
| Surfing | Y | 0% |
| Swimming | Y | 0% |
| Swimming with dolphins | Y | 0% |
| Table tennis | Y | 0% |
| Tennis | Y | 0% |
| Toboganning | N | 0% |
| Trampolining | Y | 0% |
| Trekking above 3,500 metres above sea level | N | 0% |
| Trekking up to 2,500 metres above sea level | Y | 0% |
| Trekking up to 2,501 to 3,500 metres above sea level | Y | 50% |
| Triathlons | Y | 100% |
| Volleyball | Y | 0% |
| Wake boarding | Y | 0% |
| Walking | Y | 0% |
| War games (wearing eye protection and no liability cover) | Y | 0% |
| Water polo | Y | 0% |
| Water skiing | Y | 0% |
| White water rafting (within organiser's guidelines) | N | 0% |
| Wind surfing | Y | 0% |
| Yachting (if qualified and no liability cover) | Y | 0% |
| Zorbing | Y | 0% |
